Top 5 best UPI apps for digital payments
Top 5 best UPI apps :
Here we are discussing about best UPI apps for digital payments in India … Have you heard about UPI..? This is latest trend in banking sector.
The Unified Payments Interface (UPI) is well known and secure payment system by NPCI that allows customers to transfer funds between accounts in convenient and safe manner..This UPI apps changed the way of making payments. There are no of UPI apps in playstore, some of them are good or some bad.
For your convenience we have selected ‘ Top 5 best UPI apps.’ So many banks have developed UPI mobile apps for easy payments, also there are no of this party apps available in playstore.
1. BHIM app
This is the best UPI app and stand at first position in this list of Top 5 best UPI apps in India. This app is developed and released by NPCI. It is perhaps the simplest and fastest UPI app available in the play store. The interface of the app is minimal with blue icons and white background.
You can access each of its services with just a single click. Also, you can complete a transaction or change your bank account with three to five clicks only.
User experience with the app is very good. we haven’t faced any lag while making payments.
BHIM UPI app has all the UPI features. These include sending or requesting money, changing or setting UPI PIN, checking balance and generating QR codes etc. You can send money using VPA, mobile number or QR code of the beneficiary.
NPCI has also included IFSC and account number method with the last update.
2. Phone pe
Phone pe is another amazing UPI app having rich features. The app also can be used as mobile wallet. This is fastest grown app after BHIM app in India.
When we talk about interface, it is one of the nicest looking UPI apps. Developers have chosen a nice color combination to design the app. The app is not only good looking but also contains all must have features.
This app is capable for recharging and paying bills using UPI. The app works well on slow network connections also.
It is available in 8 languages including English, Hindi, Marathi, Bengali etc. You can send and request money, generate and scan QR code, set/change UPI PIN with the app.
This app can send money using mobile number only. However, the beneficiary number must be registered with UPI app.
3. SBI pay
SBI pay is there standalone UPI app of state bank of India. Apps from SBI always have an simplest user interface.. That’s why it easy to use for anyone. User experience is also great as transactions can be completed with 3-4 steps only.
The icons for almost all main services are placed on its home screen. And other options can be accessed with a single swipe from the left.
In the SBI pay application you can add more than one bank account. You can select the preferred account from added accounts , where you need not choose bank account every time. However, the app also has some drawbacks.
One of them is app’s speed. Some times it takes lot time to load but that’s not matter… Download SBI pay app and enjoy its simplicity, easy and security.
4. Axis pay
Axis Bank have it’s own UPI app called Axis pay. This app has an excellent UI. Developers have placed only two options on its home screen. One for sending money and another for requesting money.
All other options are placed in the side panel which can be accessed by swiping from the left. It made the app slightly tougher to use than other UPI apps. You have to swipe the side panel every time you want to use a service other than send and request.
Axis Pay app is secured by an app 6 digit app password. The user experience is good as the app is fast enough to provide you seamless transaction experience. However, the app has more steps than most of the other UPI apps while sending money. You must need to add an account as a contact within the app before sending money.
5. Pockets UPI app
This app is offered by ICICI Bank. Use this amazing mobile wallet to Pay Anyone, Shop Anywhere and bank with ease for bank’s customer.
This is the first app in India to offer UPI, NFC and QR code based payments options. There is option to get a free virtual VISA card that can be used for shopping with online websites Or apps.
Use this app to recharge your prepaid mobile or DTH connection and pay your utility bills.
As discussed above the Key features of the app given here, You can Shop Anywhere with the VISA Card. The app supports sending money securely to bank accounts, your contacts or virtual payment addresses.
The NFC Touch & pay option enable in-store contactless payments with your smartphone near Near Field Communication (NFC) enabled merchant shops.
This app also allow you to book Movie tickets of INOX, Big Cinemas, Fun Cinemas and Purchase Gift Vouchers of top brands such as Bookmyshow, Dominos, Cafe Cofee Day. You can apply from within the app for Savings Account.
That’s all….Install one of best UPI apps for digital payments and forget about cash payments. All these UPI apps are great in terms of features and security. You can choose one that suits your needs most.